Financial Literacy

Learning Targets

Students will:

  1. Gain an understanding and an awareness of the factors that can influence decisions, learn basic decision-making skills, and provide structured practice in analyzing a problem, identifying options, and making a decision.

  2. Learn to recognize and identify some of the costs and benefits of working, and interpret and understand pay stubs.

  3. Identify and prioritize personal and financial goals, create a plan to achieve goals, and set up a personal budget.

  4. Understand the costs of living independently.

  5. Develop skills to compare and evaluate the terms and conditions of various credit cards, and understand credit scores, as well as the rights and responsibilities of using credit.

  6. Gain an understanding of the process and costs involved with renting and/or purchasing a home.

  7. Understand the responsibilities of buying, maintaining, insuring, and operating a car.

  8. Identify the advantages and disadvantages of common savings and investment methods as well as the results of making different savings and investment choices.

  9. Understand how use Microsoft Office Excel to create and edit professional-looking spreadsheets for a variety of purposes and situations.

   
Step 1 Choose a Career
Step 2 Children
Step 3 Getting Hired
Step 4 Taxes and Net Pay
Step 5 Dream House
Step 6 The Family Chariot: New or Used?
Step 7 Paying for Your New Wheels
Step 8 Children: Precious but Pricey!
Step 9 Tracking Expenses
Step 10 Getting a Grip on Your Spending